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Chattanooga, Tennessee

Estate Planning Attorney

Do you really need a trust? Maybe. Maybe not. We'll look at your actual situation and recommend what makes sense for you.

Schedule Free Consultation

Estate Planning That Fits Your Situation

For most families with straightforward assets, a simple will with basic powers of attorney is enough. Probate in Tennessee is not as expensive or complicated as you may have heard. We handle both estate planning and probate, so we see firsthand what works and what's unnecessary.

That said, some families benefit significantly from trusts - particularly if you own property in multiple states, have a blended family, have minor or special needs beneficiaries, or want to control distribution timing. We look at your specific situation and give you a realistic recommendation.

How We Help

Last Will & Testament

A properly drafted will lets you control who gets your property, name guardians for minor children, and designate your executor.

What's included:

  • Asset distribution instructions
  • Executor designation
  • Guardian appointments for minor children
  • Specific bequests for personal items
  • Compliant execution, notarization, and witnessing
  • Valid in Tennessee, Alabama, and Georgia

Trusts

Trusts provide control over asset distribution timing, privacy, and management across multiple states. Not everyone needs one, but they can be valuable in the right circumstances.

When trusts make sense:

  • Property in multiple states
  • Blended family with complex inheritance wishes
  • Business ownership requiring succession planning
  • Special needs beneficiaries
  • Privacy concerns (probate is public record)
  • Controlled distributions for minor beneficiaries
  • Beneficiaries with addiction issues

Powers of Attorney

These documents let someone you trust handle finances and medical decisions if you're unable to act for yourself. Without them, your family may need court approval just to pay your bills or make healthcare choices.

Essential protections:

  • Financial power of attorney for asset management
  • Healthcare power of attorney for medical decisions
  • HIPAA authorization for medical records access
  • Immediate or springing effectiveness options

Living Will & Healthcare Directives

A living will (also called an advance healthcare directive, depending on your state) tells medical staff what treatment you want - or don't want - if you can't communicate. It covers end-of-life decisions, organ donation, and burial preferences, relieving your family of those difficult choices.

Important decisions covered:

  • Life-sustaining treatment preferences
  • Artificial nutrition and hydration wishes
  • Organ and tissue donation authorization
  • Burial or cremation preferences

What to Expect: Our Estate Planning Process

Here's how our process works:

1

Initial Consultation (Free)

Timeframe: 30-60 minutes

We discuss your assets, family situation, and goals. We present all of your options and let you decide. You'll leave with a plan outline and flat-fee quote.

Come prepared with: Basic asset information, family structure details, and any specific concerns. We'll send a guidance questionnaire beforehand to help you get started.

2

Document Drafting

Timeframe: 1-3 weeks (approximately)

We draft your documents in clear language and send them for your review. We'll make as many revisions as needed to get everything right before signing - all included in the flat fee. All documents comply with Tennessee, Alabama, and Georgia law requirements.

3

Signing & Execution

Timeframe: 30-60 minutes

We review final documents, answer any remaining questions, and execute everything with proper witnessing and notarization. You leave with originals, copies, and storage instructions.

4

Ongoing Support

Timeframe: As needed

We provide guidance on trust funding (if applicable), beneficiary designations, and communicating your plan to family. We recommend reviewing every 3-5 years or after major life events. Simple updates are typically at no cost; complete rewrites are priced similarly to new plans.

Typical Timeline & Investment

Complete Process: 1-4 weeks from initial consultation to signed documents

Simple Wills: As low as $350
Trusts: Generally start at $2,500

All prices are flat fees quoted upfront. No hourly billing surprises. Payment plans available for qualifying clients.

Frequently Asked Questions

Do I really need a trust, or is a will enough?

For most people in Tennessee, a simple will is sufficient. Trusts are useful if you own property in multiple states, have a blended family, have minor beneficiaries, or want to control distribution timing. The probate process in Tennessee is straightforward and less expensive than many people expect. We assess your specific situation and recommend accordingly.

What happens if I die without a will in Tennessee?

Tennessee's intestacy laws determine who inherits your property. Generally, your spouse gets everything if you have no children, or shares with your children if you do. The main problems: you don't get to choose who inherits, and you can't name guardians for minor children. A basic will prevents these issues and typically costs less than $1,000.

How much does estate planning cost in Chattanooga?

Simple wills start as low as $350, and trusts generally start at $2,500. The total cost depends on complexity. We provide flat-fee pricing upfront so there are no surprises.

What's the difference between a will and a living will?

A will (last will and testament) distributes your property after death. A living will (advance healthcare directive) tells doctors what medical treatment you want if you can't communicate. You need both. The living will covers end-of-life decisions like life support. A healthcare power of attorney names someone to make medical decisions for you. These are separate from your regular power of attorney that handles financial matters.

Do I need all of those documents if I don't have many assets?

That's up to you. It depends on how stress-free you want to make it for your family. Powers of Attorney and Living Wills/Advance Directives are for when you are alive. They are there to protect you while you are still living, but unable to help yourself. A Last Will & Testament is there for after you pass away. We recommend having, at a minimum, a Last Will & Testament and Powers of Attorney.

Do I need all of those documents if I named beneficiaries to all of my assets?

Beneficiary designations are a great estate planning tool - free and effective for financial accounts. However, they don't help you while you're alive (that's what Powers of Attorney and Living Wills are for). Also, most assets like vehicles, jewelry, and household items can't have beneficiaries named. A Last Will & Testament serves as a catch-all to ensure everything is distributed according to your wishes.

I just want everything to go to my spouse, so I don't need all that stuff, because they'll get it all when I die anyway, right?

This is a common misconception. In Alabama, Georgia, and Tennessee, a surviving spouse does not automatically inherit everything. If you have children (adopted or natural), they share in the inheritance. See TN Code § 31-2-104, GA Code § 53-2-1, and AL Code § 43-8-41.

This is one of the most common issues we see in intestate estates. Even if your children are minors, estranged, or unlocatable, they are heirs-at-law. A will prevents this scenario.

Should I use an online will service like LegalZoom?

Online services can work for very simple situations, but they don't account for state-specific laws or catch potential problems. Common issues we see include unclear language, missing required signatures, and contradictory provisions. A properly drafted will by a Tennessee attorney costs only a few hundred dollars more and ensures it works when your family needs it.

How often should I update my will?

Review every 3-5 years or after major life changes: marriage, divorce, births, deaths, significant asset changes, or moving to a new state. Also update if your executor or guardian is no longer able to serve. Simple updates are usually $200-$500.

What is a power of attorney and why do I need one?

A power of attorney lets someone manage your finances if you're incapacitated. Without one, your family needs court approval to access your accounts or pay your bills. A healthcare power of attorney does the same for medical decisions. Everyone over 18 should have both - they're inexpensive and prevent significant complications during emergencies.

Can I disinherit a family member in Tennessee?

You can disinherit anyone except your spouse - Tennessee law gives spouses an "elective share" regardless of your will. Children have no automatic right to inherit, but you must disinherit them explicitly with clear language in your will. Simply leaving them out isn't enough.

What assets don't go through probate?

Assets with beneficiary designations skip probate: life insurance, retirement accounts, payable-on-death bank accounts, and transfer-on-death investment accounts. Jointly owned property with right of survivorship also passes directly. These are free to set up and often a simpler alternative to trusts. Make sure your designations are current - they override your will.

Do I need an attorney to be executor of an estate?

No, executors can handle simple estates without an attorney. However, probate involves specific paperwork, court deadlines, and legal requirements where mistakes can create personal liability. For estates under $50,000, Tennessee has a simplified process. We also offer limited coaching if you want to handle some of the work yourself.

Ready to Get Started?

A straightforward conversation about what you need to protect your family and your assets.

Call us directly:

(423) 777-6116

Or schedule your free consultation online:

Schedule Free Consultation

Free 30-minute consultation. No obligation.

Serving Chattanooga and Surrounding Tennessee Communities

We serve clients throughout the Chattanooga metropolitan area, including Hamilton, Bradley, Marion, and Sequatchie counties in Tennessee, as well as communities in northwest Georgia and northeast Alabama.

Office Location:
412 Georgia Ave Suite 102
Chattanooga, TN 37403

Office Hours:
Monday - Friday: 9:00 AM - 5:00 PM
Evening and weekend appointments available by request

Licensed in Tennessee, Alabama, and Georgia. We can assist with multi-state property issues and cross-border estate matters.